Utility+

Bill Payment Any Time, Any Mode, Any Where!!!

Every household consumes services like electricity, telephone,mobiles, gas, water etc. which lead to at least 2-5 bills to be paid for every household on a monthly basis. Bank Mitra’s proprietary web platform enables easy payments for various service providers through one single web login.

Bank Mitra has been authorised to create retail agents to accept and process bills for several utility service providers

Types of bill payment

• Electricity Bill
• Postpaid Mobile Bill
• Water Bill
• Cooking Gas Bill
• Landline phone Bill

*Services may vary from region to region

Service Providers

About Utility+

To start the bill payment service, a retailer must have a counter to deal with customers, a PC connected with Internet and a printer. After the quick registration process it is extremely easy to start using the service through Pay Point India’s business portal, the benefits includes:

• Easy accessibility – faster access to make all payments from a single login.
• Transaction & commission information available online & real-time.
• Complete control – you can decide when to pay & how much to pay.
• Easy to use – an easy user interface and site map, only a fewclicks for all payments.
• Secure platform for all operations in a secure environment.
• Competitive margins on all payments.

What does the retailer get ?

• Access to Pay Point’s portal with user ID and Password
• Product Training
• Branding Material like banner, Posters etc
• Logo/Stickers/Leaflets/Contact Matrix
• Commission Structure
• Many other complimentary services

What does the retailer need?

• PC
• Internet Connectivity
• Printer
• Office or Retail Outlet

What documents are required?

• Application form
• 2 passport size photo’s
• PAN Card
• Shop License
• Scan copy of payment proof
• Any One Address Proof (Electricity Bill, Telephone Bill, Voting Card, Passport, Ration Card etc.)

Application process

• Pay Point India office receives the application
• Sent to due diligence team for approval
• On approval, services assigned to your Account
• Welcome kit dispatched

Complimentary services

• DTH & Mobile Recharge
• Air ticket Booking
• Bus Ticket Booking
• Hotel Booking
• Cinema Booking
• Muncipal Payment

Banking+

Make your shop Mini bank & provide basic SBI banking services to your customers!!!

SBI Kiosk Banking BC model aims to provide a real time, user friendly banking services to the consumer in their neighbourhood. Bank Mitra has been a National ‘Business Correspondent’ for the State Bank of India since 2011. As per this arrangement Bank Mitra is authorized to provide Kiosk banking service to its present retail network and create new Kiosk Banking agents across the country.

About SBI Kiosk Banking

A large number of people, particularly the migrant labourers and factory workers do not have a saving account and even not able to open an account due to lack of valid address and ID proof. As a result they face difficulties to save their earnings in a safe place and look out for solution to send money to their families. Through the Kiosk banking solution the following services can be offered:

 

• Tatkal Money Transfer to any SBI Bank account
• IMPS Transaction/ Balance enquiry
• Deposit / Withdrawal of Cash
• Fixed deposit/E-KYC enrolment
• Aadhar Enabled Payment System(AEPS facility)
• Rupay ATM card/SBI Identity card
• Loan deposit/Recurring deposit
• Social Security Schemes(PMJJY, PMSBY & APY)

What does the retailer get ?

• Association with State Bank of India
• SBI software, user id and password
• Biometric Reader & Software for electronic thumb impression
• Web Software to operate different service (Recharge/Billing/Travel Solution)
• Authorization Certificate of CSP
• Web + SBI Banners
• Logo/Stickers/Leaflets/Contact Matrix
• Commission Structure
• Introduction letter of CSP

Benefits to Retailer through Bank Mitra:

• An easy to use application
• Hassle free and simple system
• New Revenue opportunity
• Increase your goodwill & brand name in market
• Banking Business increases customer footfall which is beneficial for existing Business

What does the retailer need?

• PC
• Internet Connectivity
• Printer
• Office or Retail Outlet

SBI Application – Activation Process

• Application Form and Registration fees received by Pay Point team
• Due diligence by PPINL compliance Team
• Application file to SBI local branch
• SBI CSP code received
• BC entry and Terminal mapping by SBI officials
• Welcome kit and scanner dispatched
• Training after kit received
• Entire process usually takes 25-30 days

Please note: Activation of SBI service is subject to approval from SBI

What documents are required?

• Application form
• 2 passport size photo’s
• PAN Card (Mandatory)
• Id Proof (Voter id/Driving License/Passport etc.)
• Shop Address proof
• Resident address Proof (electricity bill, ration card etc.)

Complimentary services

• Utility bill payment
• DTH & Mobile Recharge
• Air ticket Booking
• Bus Ticket Booking

Start Money Transfer Business

Tatkal Rupya

Domestic Money Transfer – Anywhere Anytime.

Tatkal Rupya was launched by Bank Mitra in association with Bank Mitraz Wallet in early 2011. The product has been designed by Bank Mitraz Wallet to provide customers Money Transfer services with great convenience in their neighbourhood. A unique business opportunity for retailers to be able to provide Money Transfer service to both banked & unbanked customers.

Bank Mitra has been authorized by Bank Mitraz Wallet to appoint Money Transfer agents across the country.

About Tatkal Rupya

• Great Opportunity for retailers with Small Investment
• High margins & incentives
• Safe & Secure Platform powered by Bank Mitraz Wallet
• Transfer Money into any Bank Account
• Any customer with a Mobile phone can avail this service
• Easy application & enrolment process for retailers
• IMPS – Instant Money Transfer Service also available
• Customer with min. KYC can send Rs.10,000/- per month while full KYC customer can send Rs. 25000/- per month

What does the retailer get ?

• Bank Mitraz Wallet Tatkal Rupya Money Transfer Portal
• Product Training
• Branding Material
• Many other complimentary Service

What does the retailer need?

• PC
• Internet Connectivity
• Printer
• Office or Retail Outlet

What documents are required?

• Application form
• 2 passport size photo’s
• Scan copy of payment proof
• PAN Card
• Shop License
• Any One Address Proof (Electricity Bill, Telephone Bill, Voting Card, Passport, Ration Card, etc)

Activation process?

• Bank Mitra office receives Application Form + KYC Documents + Registration Fees
• Due Diligence by Pay Point team
• Application Forwarded to Bank Mitraz Wallet for approval
• Welcome Kit Dispatched on Approval
• Welcome Call & Training Session
• Ready for business!!!

Complimentary services

• Post Paid Mobile Payment
• Utility bill payment
• Air – Bus ticket booking
• Mobile & DTH Recharge

Booking+

A complete travel Bookings package including IRCTC Rail Ticketing!

Bank Mitra has been authorized by Indian Railway Catering & Tourism Corporation (IRCTC – Indian Railway) as a Principle agent to appoint IRCTC agents across India. Through Bank Mitra’s platform these agents will be able to make online reservation of railway berths and generate tickets for passengers.

A great opportunity for retailers to become authorized IRCTC E-ticketing agents.

About Booking+

• Make your shop a complete travel bookings Shoppe
• A gateway to enter online services business.
• Commercial License for selling railway reservation E-Tickets
• Many Special features
• Book E-Tickets at your convenience
• Easy Cancellation
• Efficient, reliable & secure bookings

Get Special IRCTC Digital Signature ! Benefits are:

• IRCTC web verifies the identity of the authorized travel agent and only allows genuine agents to book tickets
• No one can book tickets with your login details due to required digital certificate authentication
• Use of digital signatures and electronic documents helps make your online transactions more secure
• Hassle-free transactions: The travel agents can book railway tickets without any hassles

What does the retailer need?

• PC
• Internet Connectivity
• Printer
• Office or Retail Outlet

What documents are required?

• Application form
• 2 passport size photo’s
• PAN Card
• Shop License
• Scan copy of payment proof
• Class – 3 Form for digital signature certificate
• Any one Address Proof (Electricity Bill, Telephone Bill, Voting Card, Passport, Ration Card, etc)

Activation process?

• PPI team receives Application form, Railway form + Registration fees
• Due diligence by PPINL compliance Team
• All service except IRCTC assigned
• KYC with SIFY submission
• E- token creation After 24 hours
• Verification of E-mail, Mobile no, Mac ID and shop address
• Certificate and KYC upload on IRCTC portal
• OTP sent to Applicant
• IRCTC Service assigned
• Training and welcome kit dispatched
• Ready for business!!!

Please note: Entire process can be completed in 3-4 working days, Activation of IRCTC Booking service is subject to approval from IRCTC

Complimentary services

• Utility bill payment
• DTH & Mobile Recharge
• Air ticket Booking
• Bus Ticket Booking

What does the retailer get?

• A wide range of utility payment
• All Mobile & DTH Recharge
• All Travel Booking
• Instant Bank Mitraz Wallet money transfer

What does the retailer need?

• PC
• Internet Connectivity
• Printer
• Office or Retail Outlet

Activation process?

• Application form & Railway Registration form + Registration fees
• Due diligence by PPINL compliance Team(3-5 days)
• KYC with SIFY submission
• E- token creation After 24 hours
• Verification of E-mail, Mobile no, Mac ID and shop address
• Certificate and KYC upload on IRCTC portal
• OTP sent to Applicant
• Training and welcome kit
• Entire process can be completed in 3-4 working days
• Ready for business!!!

What documents are required?

• Application form
• 2 passport size photo’s
• PAN Card
• Shop address / License
• Scan copy of payment proof
• Class – 3 Form for digital signature certificate
• Any One Address Proof (Electricity Bill, Telephone Bill, Voting Card, Passport, Ration Card, etc)

Online Affiliate Ecommerce Programs

Online Shopping

With population of 1.25bl India’s internet penetration is only about 19%, hence there is a huge number of people in India who do not have access to internet, which prevents them from doing any kind of shopping or commerce on internet

Due to lack of security in past we have seen instances of frauds on credit card and debit card, As a result there is a section of population who does not prefer to use their debit or credit card for purchases on line

These users can be from Urban, Semi-Urban, or Rural areas who are looking for an alternate channel to purchase the goods from online stored which offer good price discounts.

Online Bike & Two Wheeler Insurance

Two Wheelers Insurance

What customer gets

• No documentation
• Policy is issued on the spot
• Simple fast process can be completed in 3 min
• Lower premiums, Higher success rates
• Soft copy emailed to customer valid proof for RTO
• Will create Regular recurring income for the retailer

Comprehensive Insurance covers:

1-Loss or damage to your car and two-wheeler against natural calamities Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide and rockslide.

2-Loss or damage to your car and two-wheeler against man-made calamities Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

3-Personal Accident Cover
Coverage of Rs. 1 lakh for the individual owner/driver of the vehicle while driving or travelling and mounting or dismounting from the two-wheeler. Optional personal accident covers for co-passengers available.

4-Third Party Legal Liability
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

PAN CARD AGENT

Pan Card

Bank Mitra has been authorized to apply PAN CARD across India through our retail network.

Retailer will able to make online application of New PAN Card and Correction / Duplicate.

A great opportunity for Retailers to become authorized agent for PAN Card.

About Pan Card

• Permanent Account Number (PAN) is a ten – digit alphanumeric issued by Income tax Dept.,
• Any person, who intends to enter into economic or financial transactions where quoting PAN is mandatory,
• Efficient, reliable & secure mode of making Online Application.

What does the retailer need?

• PC
• Document Scanner
• Printer
• Internet